As the housing crisis affects more and more citizens, this topic is becoming increasingly important in countries around the world. In this article, the authors consider this issue from a human rights perspective. The authors of the article analyze the housing crisis in the European Union countries from this point of view, since housing conditions in Europe are heterogeneous, there is a significant gap between owners and tenants. The Governments of the European Union and Europe are developing various policy mechanisms to provide citizens with affordable housing. However, the solutions proposed by the Government and the European Union have not yet been effective. In this context, this article examines the housing crisis from a human rights perspective, and the authors believe that using this approach is the right solution to meet social needs. In addition, he analyzes the transformation of housing into a commodity and its impact on certain groups of the population and helps to solve the problem in debt.

housing policy, housing sector, mortgage, social policy, government programs