As the volume of digital data increases and many business processes move online, information security threats are becoming increasingly serious. Hackers have perfected them to near perfection. With the growing web threat and increased focus on cybersecurity, organizational leaders have become more serious about protecting digital devices and information. Cyber insurance is an important element of a comprehensive security guarantee strategy.The paper concludes that, despite the fact that insurance against digital risks is a relatively new phenomenon, it represents a rather promising direction in the field of insurance protection, with great potential in the future. The article reveals the main benefits of cyber insurance, including protection against losses associated with a cyber incident, assistance in recovering information after cyber attacks, reimbursement of expenses, prevention of future attacks, support in the event of a data breach, as well as reducing the risk of financial losses. The author analyzes digital attacks, their impact on the sphere of cyber insurance, taking into account the leading participants, examines the current situation of cyber insurance, highlights the main directions of development, global trends. Special attention in the work is paid to forecasting future cyber threats, development of defense strategies, their applicability for companies of all industries and business sizes.

cyber insurance, forecasting, digitalization, cybercrime, information systems, information security